EMI Calculator

Equated Monthly Instalment — calculate loan payments, interest and amortization schedule

%
yrs

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Enter your loan details
and click Calculate
Formula: EMI = [P × r × (1+r)ⁿ] / [(1+r)ⁿ − 1]  ·  P = Loan Amount  ·  r = Monthly Interest Rate (annual ÷ 12)  ·  n = Tenure in Months

About EMI Calculator

Calculate your Equated Monthly Instalment (EMI) for home loans, car loans, personal loans, or education loans. Enter the loan amount, annual interest rate, and tenure to instantly see your monthly payment, total interest, and a full amortization schedule.

How to Use

Enter the loan amount (₹), the annual interest rate (%), and the tenure in years or months. Click Calculate EMI to see your monthly payment, total interest payable, and the split between principal and interest. Click "Show Amortization Schedule" for a month-by-month breakdown.

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